Terms of Service
Last updated: March 9, 2026
Acceptance of Terms
These Terms of Service govern your use of RumahKewangan and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and such modifications become effective immediately upon posting to our website. Your continued use of our services following any changes constitutes your acceptance of the updated terms. Please review these terms regularly to stay informed of any updates.
User Obligations and Responsibilities
You agree to use our website and services only for lawful purposes and in ways that do not infringe upon the rights of others or restrict their use and enjoyment. Prohibited behavior includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our platform. You are responsible for maintaining the confidentiality of your account information and password, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to maintain secure access to your account.
Intellectual Property Rights
All content on our website, including text, graphics, images, videos, and information about household finance management in Malaysia, family money management strategies, joint account guidance, and children’s financial education, is the exclusive property of our organization or licensed to us. This content is protected by international copyright laws and other intellectual property regulations. You may not reproduce, distribute, transmit, display, or perform any content from our website without prior written permission. You are granted a limited license to access and view content for personal, non-commercial use only. Any unauthorized use of our intellectual property may result in legal action and damages.
Limitation of Liability
We provide our website and services on an “as is” and “as available” basis without any warranties, express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure, or that any defects will be corrected. To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, special, or consequential damages arising from your use of or inability to use our services. This includes damages related to financial decisions, household budget management, or implementation of family money strategies based on our content. We are not responsible for third-party content, links, or services accessed through our website. Your use of our services is at your own risk.
Termination of Services
We reserve the right to suspend or terminate your access to our website and services at any time, with or without cause and without prior notice. Grounds for termination include violation of these terms, engaging in unlawful activity, or conduct that we deem harmful to our community. Upon termination, your right to access and use our services immediately ceases. Any content you have posted may be removed at our discretion. We are not liable for any consequences resulting from termination of access. If we terminate your access due to a violation, you may not attempt to create a new account or access our services through alternative means. We may reinstate access at our sole discretion.
Governing Law and Jurisdiction
These Terms of Service are governed by and construed in accordance with the laws of Malaysia, and you irrevocably submit to the exclusive jurisdiction of the courts located in Malaysia. Any dispute arising from these terms or your use of our services shall be resolved in the appropriate courts of Malaysia. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. We may pursue legal remedies against you for breach of these terms, and you agree to reimburse us for any costs, including reasonable attorney’s fees, incurred in enforcing these terms.
Modifications and Updates
We may update this Terms of Service from time to time to reflect changes in our services, legal requirements, or other factors. All modifications become effective when posted to our website, and your continued use constitutes acceptance of the updated terms. We encourage you to review this page periodically to stay informed of any changes. If you object to any modification, your only recourse is to cease using our website and services. We will not be liable to you or any third party for any modifications to these terms or your inability to use our services as a result of such modifications.